Bay Capital Mortgage - Billy Patriarca

Billy Patriarca is your premier Certified Mortgage Planning Specialist (CMPS) located in Annapolis, Maryland. Billy prides himself on offering some of the most competitive rates nationwide and making the loan process simple, straightforward and fast for borrowers seeking a mortgage. As Maryland’s leading Mortgage Professional Billy Patriarca alleviates the typically drawn-out loan process; pre-qualifying borrowers within one hour and providing a written pre-approval certificate to present with their purchase contract. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, Billy Patriarca can help you take that first step toward a financial solution.